Financial Hightlights

Summary Financial Highlights

	Quarter 1
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 2
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 3
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Yearly 2006
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 1
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 2
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter3
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Yearly 2007
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 1
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 2
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 3
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Yearly 2008
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 1
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 2
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 3
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Yearly 2009
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 1
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter 2
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Quarter3
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	Year 2010
	1.Consolidated Financial Statements and Auditor's Report	Download
	2.Financial Statements	Download
	3.Note to Financial Statements	Download

	2011	2010	2009	2008	2007
Assets
Total Assets	8,680.6	7,677.7	6,645.6	5,873.4	5,424.4
Account Receivables(Net)	7,631.2	7,040.1	6,065.3	5,278.1	4,871.1

Liabilities & Sharehokders' Equity
Total Liabilities	5,117.5	4,460.7	3,781.0	3,172.6	2,889.5
Bank O/D and Loans	4,731.6	3,973.5	3,415.9	2,868.7	2,518.7
Total Equity	3,563.1	3,217.0	2,864.7	2,700.9	2,534.9

Income Statement
Total Revenue	3,369.6	2,879.3	2,681.9	2,509.0	2,324.7
Hire-Purchase Income(Net)	2,528.3	2,194.2	1,959.5	1,791.2	1,696.7
Total Expenses	2,324.0	1,993.2	2,093.4	1,955.1	1,809.6
Net Profit (Loss) After Tax(Consolidted)	624.7	532.3	333.8	325.9	287.8
Net Profit (Loss) After Tax(The Company)	491.2	516.9	318.6	313.2	273.8

Profitability Ratio
Interest Income(%)	34.8	33.8	34.9	35.7	34.7
Interest Expenses(%)	4.2	3.9	4.2	4.2	4.6
Spread(%)	30.6	29.9	30.7	31.5	30.2
Net Profit(Loss)Margin(%)	18.5	18.5	12.4	13.0	12.4
Return on Equity(%)	18.4	17.5	12.0	12.5	11.7

Efficiency Ratio
Return on Assets(%)	7.6	7.4	5.3	5.8	5.3
Assets Turnover(Times)	0.4	0.4	0.4	0.4	0.4

Financial Ratio
Debt to Equity(Times)	1.4	1.4	1.3	1.2	1.1
Lending to Borrowing(Times)	1.6	1.8	1.8	1.8	1.9
Divident Payout(%)	59.0	50.3	56.5	54.3	58.4